The Eco App is the first consumer fintech product whose creators are truly aligned with its users. Financial infrastructure and business models haven’t changed meaningfully since the 1970s — but it’s time to start.

We have a new model — one where we don’t skim from you. One where we’re on the same team as you. A race not to the bottom, but to the top. And our vision is so much bigger than that. If you want to dive in the deep end, start by learning about why Eco is not a bank...