Meet Eco

One simple balance that lets you spend, send, save and make money at the same time. Join the 180,000+ people ready for Smart Money.

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Eco Mobile App
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Eco is not a bank. It’s something completely new, backed by:

Eco is not a checking account

Because you earn 2.5% on your balance (and up to 5% when you refer friends).

Eco
Up to 5%
‘High’ Yield
0.5%
Big Banks
0.01%
Marcus
Ally
SoFi
wells fargo

Eco is not a credit card

Because every time you spend at your favorite merchants you get 5% back.

Eco
5% back
Premium
2% back
Most Cards
1% back
American Express
chase sapphire
Eco is not a checking account
Eco is not a credit card

It replaces both

With rewards that seem too good to be true (but actually aren’t).

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It pays to be early. Join 180,000+ people ready for a smart balance that proves you can save money and make money at the same time.

How is this not too good to be true?

For most people, seeing is believing: once they test out Eco and confirm that the benefits we’re offering are real, they become our champions and invite everyone they know to the app. But some people need to hear more first. If you’re reading this, odds are you’re one of these people.

You're probably wondering a few things about Eco. How does the 2.5% (and up to 5%) APY work? What about the 5% cash back? How do people get comfortable without FDIC insurance? How does Eco make money, and is it sustainable?

It's totally reasonable to wonder how we can offer benefits that beat almost every other product

Want to read more?